• Fresh on the Scene · Q2 2026

    Specialty programs worth
    knowing inside out.

    Each edition, we spotlight programs available through SPG Canada — from niche risks with limited market options to broader commercial lines where our terms, expertise, and access make the difference.

    ← Broker Connect
    Commercial · All Occupancies

    Earthquake Buy-Down.

    Drop your client's earthquake deductible from punishing to manageable — across Canada, excluding Quebec.

    The Broker Concern

    “My client’s 15% earthquake deductible on a $30M commercial property is unacceptable to their CFO — but every market I check is capacity-limited or restricts the occupancy type.”

    What We Do About It
    • Up to $5M buy-down capacity — higher than most programs on the market.
    • All commercial occupancies eligible — no occupancy restrictions, no carrier gatekeeping.
    • Underlying policy doesn't need to be ours — flexible alongside whatever EQ policy the client already has.
    • Submit directly to EQ@spgcanada.ca — the SPGC Portal is also available for self-serve quoting 24/7.
    View product page → EQ@spgcanada.ca Download The Brochure
    Professional Services

    Architects &Engineers.

    Purpose-built professional liability wording for design professionals — sole practitioners through multi-disciplinary firms.

    The Broker Concern

    “My client gets a letter before action on a pollution issue — we pull out the policy and find the exclusion is absolute. No carve-back, no professional duty link, nothing. I placed that policy. That’s on me.”

    What We Do About It
    • Sudden pollution, asbestos & mould — coverage restored for claims arising from professional negligence.
    • Built-in extensions as standard — loss mitigation, reputation protection, occupational health & safety and more.
    • Delegated claims authority — claims managed directly by Specialty Claims Canada, no London lag.
    • Up to $20MM+ limit capacity — on a Primary & Excess basis for most disciplines.
    View product page → Download The Brochure
    Professional Services · Specialty

    Seedsmen'sProfessional.

    Tailored professional liability for seed sellers, distributors, processors, growers, and laboratories — worldwide.

    The Broker Concern

    “Miscellaneous E&O coverage is not well suited to Seedsmen as it’s designed to respond to fee-based professional services — a model Seedsmen do not typically follow.”

    What We Do About It
    • Tailored for seedsmen — covers mechanical error, germination deficiencies, misapplication, disease control problems.
    • GMO coverage included
    • Worldwide territory
    • Five insuring clauses — negligent acts, variety non-conformance, unopened package distribution, processing for others, contract growing.
    View product page → Download The Brochure
    mySPG
    Sneak Peek Coming Soon

    Something new is coming — meet MySPG.

    We've been working on something we're excited to share with you. MySPG is a new policyholder resource hub launching soon — a simple, friendly space where your clients can learn what their coverage really includes, discover member perks, and find helpful guides, all in plain language. Stay tuned!

    And the most important part: every conversation still leads back to you, their broker. MySPG is designed to support the broker relationship, not replace it.

    More details, tools, and broker-ready resources are on the way.

    Ready to submit?

    Two paths. Same specialty desk.

    All three programs are quote-bind-issue through the SPG Canada broker portal 24/7. For complex submissions or questions about appetite, our underwriting team is one direct conversation away.

    🤝
    Book a Desk Day
    Talk to our underwriters
    underwriting@spgcanada.ca
    →
    ⚡
    Self-Serve · 24/7
    SPGC Broker Portal
    portal.spgcanada.ca · Quote, bind, issue instantly
    →
    📰
    Stay Informed
    News & Insights
    spgcanada.ca/news-insights
    →