Fresh on the Scene · Q2 2026

Specialty programs worth
knowing inside out.

Each edition, we spotlight programs available through SPG Canada — from niche risks with limited market options to broader commercial lines where our terms, expertise, and access make the difference.

← Broker Connect

Commercial · All Occupancies

Earthquake Buy-Down.

Drop your client's earthquake deductible from punishing to manageable — across Canada, excluding Quebec.

The Broker Concern

“My client’s 15% earthquake deductible on a $30M commercial property is unacceptable to their CFO — but every market I check is capacity-limited or restricts the occupancy type.”

What We Do About It

Up to $5M buy-down capacity — higher than most programs on the market.
All commercial occupancies eligible — no occupancy restrictions, no carrier gatekeeping.
Underlying policy doesn't need to be ours — flexible alongside whatever EQ policy the client already has.
Submit directly to EQ@spgcanada.ca — the SPGC Portal is also available for self-serve quoting 24/7.

View product page → EQ@spgcanada.ca Download The Brochure

Professional Services

Architects &Engineers.

Purpose-built professional liability wording for design professionals — sole practitioners through multi-disciplinary firms.

The Broker Concern

“My client gets a letter before action on a pollution issue — we pull out the policy and find the exclusion is absolute. No carve-back, no professional duty link, nothing. I placed that policy. That’s on me.”

What We Do About It

Sudden pollution, asbestos & mould — coverage restored for claims arising from professional negligence.
Built-in extensions as standard — loss mitigation, reputation protection, occupational health & safety and more.
Delegated claims authority — claims managed directly by Specialty Claims Canada, no London lag.
Up to $20MM+ limit capacity — on a Primary & Excess basis for most disciplines.

View product page → Download The Brochure

Professional Services · Specialty

Seedsmen'sProfessional.

Tailored professional liability for seed sellers, distributors, processors, growers, and laboratories — worldwide.

The Broker Concern

“Miscellaneous E&O coverage is not well suited to Seedsmen as it’s designed to respond to fee-based professional services — a model Seedsmen do not typically follow.”

What We Do About It

Tailored for seedsmen — covers mechanical error, germination deficiencies, misapplication, disease control problems.
GMO coverage included
Worldwide territory
Five insuring clauses — negligent acts, variety non-conformance, unopened package distribution, processing for others, contract growing.

View product page → Download The Brochure

Ready to submit?

Two paths. Same specialty desk.

Connect with our underwriting team for complex submissions and appetite questions. Or submit through the SPG Canada broker portal for an instant quote, bind, and issue. Either way, one specialty desk stands behind every program.

🤝

Book a Desk Day

Talk to our underwriters

underwriting@spgcanada.ca

portal.spgcanada.ca · Quote, bind, issue instantly

→

📰

Stay Informed