Fresh on the Scene · Q2 2026

Specialty programs worth
knowing inside out.

Each edition, we spotlight programs available through SPG Canada — from niche risks with limited market options to broader commercial lines where our terms, expertise, and access make the difference.

← Broker Connect
Commercial · All Occupancies

Earthquake Buy-Down.

Drop your client's earthquake deductible from punishing to manageable — across Canada, excluding Quebec.

The Broker Concern

“My client’s 15% earthquake deductible on a $30M commercial property is unacceptable to their CFO — but every market I check is capacity-limited or restricts the occupancy type.”

What We Do About It
  • Up to $5M buy-down capacity — higher than most programs on the market.
  • All commercial occupancies eligible — no occupancy restrictions, no carrier gatekeeping.
  • Underlying policy doesn't need to be ours — flexible alongside whatever EQ policy the client already has.
  • Submit directly to EQ@spgcanada.ca — the SPGC Portal is also available for self-serve quoting 24/7.
View product page → EQ@spgcanada.ca Download The Brochure
Professional Services

Architects &Engineers.

Purpose-built professional liability wording for design professionals — sole practitioners through multi-disciplinary firms.

The Broker Concern

“My client gets a letter before action on a pollution issue — we pull out the policy and find the exclusion is absolute. No carve-back, no professional duty link, nothing. I placed that policy. That’s on me.”

What We Do About It
  • Sudden pollution, asbestos & mould — coverage restored for claims arising from professional negligence.
  • Built-in extensions as standard — loss mitigation, reputation protection, occupational health & safety and more.
  • Delegated claims authority — claims managed directly by Specialty Claims Canada, no London lag.
  • Up to $20MM+ limit capacity — on a Primary & Excess basis for most disciplines.
View product page → Download The Brochure
Professional Services · Specialty

Seedsmen'sProfessional.

Tailored professional liability for seed sellers, distributors, processors, growers, and laboratories — worldwide.

The Broker Concern

“Miscellaneous E&O coverage is not well suited to Seedsmen as it’s designed to respond to fee-based professional services — a model Seedsmen do not typically follow.”

What We Do About It
  • Tailored for seedsmen — covers mechanical error, germination deficiencies, misapplication, disease control problems.
  • GMO coverage included
  • Worldwide territory
  • Five insuring clauses — negligent acts, variety non-conformance, unopened package distribution, processing for others, contract growing.
View product page → Download The Brochure
mySPG
Sneak Peek Coming Soon

Something new is coming — meet MySPG.

We've been working on something we're excited to share with you. MySPG is a new policyholder resource hub launching soon — a simple, friendly space where your clients can learn what their coverage really includes, discover member perks, and find helpful guides, all in plain language. Stay tuned!

And the most important part: every conversation still leads back to you, their broker. MySPG is designed to support the broker relationship, not replace it.

More details, tools, and broker-ready resources are on the way.

Ready to submit?

Two paths. Same specialty desk.

All three programs are quote-bind-issue through the SPG Canada broker portal 24/7. For complex submissions or questions about appetite, our underwriting team is one direct conversation away.

🤝
Book a Desk Day
Talk to our underwriters
underwriting@spgcanada.ca
→
⚡
Self-Serve · 24/7
SPGC Broker Portal
portal.spgcanada.ca · Quote, bind, issue instantly
→
📰
Stay Informed
News & Insights
spgcanada.ca/news-insights
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