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Deductibles designed for Residential and Commercial clients
Earthquake insurance is a must-have for many property owners, especially in high-risk areas like British Columbia, but high deductibles can be a tough sell. Cansure’s Earthquake Deductible Buydown is a smart and cost-effective solution that can ensure your clients are covered for unexpected earthquake risks while enhancing your book of business.
What’s Earthquake Deductible Buydown?
Many homeowners and businesses hesitate to purchase earthquake insurance due to high deductibles, calculated as a percentage of the total insured value. For clients with high-value properties, this can result in deductibles that range in tens or hundreds of thousands of dollars.
Cansure’s Earthquake Deductible Buydown offers brokers a valuable tool to help reduce clients’ financial burdens. This package allows you to offer a lower deductible, giving your clients peace of mind knowing they can recover financially in the event of an earthquake. This solution is available for residential and commercial properties, giving you a broad range of opportunities to serve your clients better.
Key Features:
Available for Residential and Commercial Property Owners
This program is a perfect fit for commercial business owners, landlords, property investors, and homeowners, making it an easy upsell across various markets.
Reduced Deductibles as Low as 5%
Instead of facing large deductibles after an earthquake, your clients can opt for a much more manageable out-of-pocket expense. This makes it an easier sell, especially for those with high-value properties in earthquake-prone regions like B.C.
Tailored Limit Options
You can customize this solution to suit your client’s needs. Cansure offers a range of limit options, allowing you to tailor the coverage to meet the specific needs of residential and commercial clients.
Fast and Simple Processing
Time is money, and the last thing your clients need is a complicated application process. Cansure’s Earthquake Deductible Buydown is designed to integrate smoothly with existing policies, and brokers will find the process quick and straightforward.
Why Should Brokers Offer Earthquake Deductible Buydown?
One of the biggest obstacles brokers face with earthquake deductibles is the high deductible. For many clients, the prospect of having to cover 10% to 20% of their property’s value out-of-pocket can be a dealbreaker. By offering a reduced deductible buydown, you’re helping your clients mitigate that risk, providing a much more appealing solution.
Not only does this solution reduce their financial exposure, but it also makes earthquake insurance a more attractive option overall — which means more business for you! Clients who might otherwise hesitate to purchase earthquake insurance will see the value in a reduced deductible, making it easier for you to seal the deal.
Ideal for B.C. Homeowners and Businesses
British Columbia is one of Canada’s most seismically active regions, making earthquake insurance essential for anyone with property investments. Whether you’re working with homeowners or commercial property owners, Cansure’s Earthquake Deductible Buydown is a great way to help your clients protect themselves financially without the strain of high deductibles.
Available 24/7 on the SPGC Portal
Cansure has made it even easier for brokers to provide this essential coverage to clients. Now available on the SPGC Portal, you can access quotes, bind coverage, and issue policies anytime and anywhere. This tool streamlines your workflow, giving you the flexibility to handle policies at any time while delivering exceptional service to your clients when it matters most.
As a broker, your goal is to provide clients with solutions that truly work for them. Cansure’s Earthquake Deductible Buydown is an effective way to offer better protection while reducing their financial exposure in the event of an earthquake. By leveraging this program, you can give your clients peace of mind while boosting your business portfolio with a valuable, customizable solution.
For more details on how you can offer Cansure’s Earthquake Deductible Buydown to your clients, visit the SPGC Portal at portal.spgcanada.ca.
Download our brochures for more information:
Earthquake Deductible Buydown (Commercial)
Earthquake Deductible Buydown (Personal)
Cansure is a leading supplier of property and casualty insurance for both commercial and personal exposures across Canada. Their products and services are available exclusively through licensed P&C brokers.
Visit their website: www.cansure.com
