What insurance do I need for a boat in Canada?

Boat owners in Canada should consider hull coverage, third-party liability coverage, and protection for operators listed under the policy. Agreed value coverage can help ensure the boat is insured for its real-world value instead of depreciated actual cash value.

What’s the speed limit within 30 metres of shore in Canada?

Under Canada's Vessel Operation Restriction Regulations, most motorized vessels must operate at 10 km/h or less within 30 metres of shore, whether or not signs are posted.

How old do you have to be to drive a jet ski in Canada?

In Canada, operators must be at least 16 years old to operate a personal watercraft such as a jet ski, Sea-Doo, or WaveRunner.

Do I need a licence to drive a boat in Canada?

Operators of motorized pleasure craft in Canada are required to carry a Pleasure Craft Operator Card while operating the vessel.

What does pleasure craft insurance cover?

Pleasure craft insurance can include hull coverage, third-party liability, theft protection, and coverage for approved operators under the policy. Coverage options vary depending on the vessel and insurer.

What is agreed value boat insurance?

Agreed value boat insurance pays the pre-agreed insured value of the boat in the event of a covered total loss, instead of depreciating the value based on actual cash value at the time of loss.