earthquake-assessment-vs-buydown

When the Shaking Stops, Are You Actually Covered? Earthquake Deductible Assessment vs Earthquake Deductible Buydown

March 27, 2026
Is your client a condo owner or a homeowner?

The answer determines which earthquake coverage they need , and getting it wrong means getting it very wrong.

In our latest Beyond the Policy episode, we walk through Earthquake Deductible Assessment vs Earthquake Deductible Buydown two coverages that share a name but protect completely different clients. Sarah Mitchell and Liam Fraser cover the eligibility, the mechanics, and the side-by-side comparison brokers need to place the right solution with the right client.

When the Shaking Stops, Are You Actually Covered? Earthquake Deductible Assessment vs Earthquake Deductible Buydown

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