Pollution (Environmental)
(formerly i3 Underwriting)

Coverage for a Wide Range of Pollution Risks Involving Contractors, Premises and Projects

Environmental

Fast, Flexible, and Fully Covered

Coverage for a wide range of pollution risks involving contractors, premises and projects.

SPG Canada’s Pollution segment provides coverage for both Premises Environmental Liability (PEL) and Contractors Pollution Liability (CPL). PEL provides coverage for Pollution and Environmental Damage arising from the Insured’s properties and associated business activities, whereas CPL provides coverage for Pollution and Environmental Damage caused by the activities of Contractors.

Contractors Pollution Liability

Designed to respond to pollution and environmental damage caused by the activities of contractors.

Target Classes We Cover:
  • General Contractors and associated sub-trades

  • Restoration Contractors

  • Excavation Contractors

  • Haulage

  • Plumbing / HVAC

  • Herbicide / Pesticide Application

  • Water / Sewer Construction & Maintenance

  • AST / UST Installation & Maintenance

  • Painting / Coatings Contractors

  • Industrial Cleaning

Features:

Combined EIL / CPL form provides:

  • Third-party property damage and bodily injury arising out of a Pollution event
  • Gradually occurring pollution

  • Clean up costs

  • Emergency Response Costs

  • First-party business interruption loss arising out of pollution or environmental damage

  • Natural Resource damage expenses

  • Fines & Penalties. Limits up to $10 M 3rd Party Claims, 1st Party Discovery, Asbestos, Mold / Fungi