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The coverage gaps you only find at claim time

As major disasters become annual, SPG’s Nathan Tjandrawinata says insurers must reward everyday mitigation instead of only catastrophe recovery

By Branislav Urosevic

May 13, 2025

SPG Canada EVP Diana Charters sat down with Insurance Business Canada to talk about a pattern she keeps seeing: on complex risk, the most expensive coverage gaps often show up after a policy is bound, and by then, it’s too late to adjust them effectively.

Her full conversation covers contractual risk transfer, submission quality, and what truly defines a placement when the claim lands.
A must-read for brokers and underwriters working in the complex space.

Read more : 
Why coverage gaps on complex risks only show up when it’s too late?

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