SPG Canada - Beyond the Policy - Sweet Lessons For Bitter Risks 2026- Blog

When Claims Come Back to Haunt You: Why A&E Firms Can’t Survive on Standard E&O

April 27, 2026

The call sounds simple: “My architect client needs E&O.” But A&E claims don’t behave like other professional liability claims — they surface years later, when a sealing detail fails, a foundation gets questioned during renovation, or a code interpretation comes back under scrutiny. In Canada, the individual professional who stamped the drawings can be named personally in tort, and standard E&O wordings often leave dangerous gaps around long-tail risk, joint ventures, and evolving design technology. Our latest Behind the Policy episode — “When Claims Come Back to Haunt You” — unpacks why architects and engineers need specialty coverage built for the way their work actually ages.

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