Pleasure Craft

Insurance for every adventure!

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Underwritten through Beacon

Pleasure-Craft-PWC

Fast, Flexible, and Fully Covered

Pleasure Craft & PWC Now Available for SPG Canada Policyholders

Our cornerstone product has allowed us to become one of Canada’s largest providers of pleasure craft insurance. For over twenty-five years, Beacon has offered All Risk coverage on an Agreed Value basis that is very competitively priced, and for the widest range of vessels imaginable. From wooden hulls to personal watercraft, houseboats to river boats, we can provide coverage for a broad spectrum of vessels across Canada.

For over 25 years, Beacon has proudly delivered comprehensive, competitively priced All Risk coverage across Canada. We’re now pleased to expand our offering with a new solution tailored specifically for personal watercraft owners.

Pleasure Craft

Our cornerstone product has allowed us to become one of Canada’s largest providers of pleasure craft insurance. For over twenty-five years, Beacon has offered All Risk coverage on an Agreed Value basis that is very competitively priced, and for the widest range of vessels imaginable. From wooden hulls to personal watercraft, houseboats to river boats, we can provide coverage for a broad spectrum of vessels across Canada.

  • All Risk, Agreed Value policy
  • Rental Expense coverage is included

  • Emergency Towing is included

  • Extra Expense coverage is included

  • Underinsured Boater Protection

  • No sub-limits for water skiing, wakeboarding, tubing, etc.

  • Up to $5,000,000 Protection and Indemnity (liability) coverage is available

Personal Watercraft

For over 25 years, Beacon has proudly delivered comprehensive, competitively priced All Risk coverage across Canada. We’re now pleased to expand our offering with a new solution tailored specifically for personal watercraft owners:

Modified All Risk Coverage with Theft Restriction

This flexible and cost-effective option allows you to benefit from reduced premiums and still maintain theft protection, provided key safety measures are in place:

  • Locked and chained to an immovable object
  • Secured on a locked trailer or boat lift system
  • Stored in a fully enclosed, locked building or container
Program Highlights Covering

Both Pleasure & Personal Watercraft

  • Medical and Funeral Expense coverage
  • Accidental Death Expense
  • Pet Expense
  • Marine Assistance Services, including:

  • Value/Resale Assistance
  • Concierge Assistance
  • Boat Tow Referrals
  • Fuel Delivery Referral Services

Ask your insurance broker about mySPG’s Personal Watercraft coverage.

Pleasure Craft FAQs

A Condition and Valuation Marine Survey helps determine the current condition and current market value of the vessel. Surveys are generally required on older vessels or custom-built vessels.

Our Navigational limit are as follows: WARRANTED during the currency of this policy the insured property is operated only within Canada and the Continental USA, limited to a 1,500-mile radius of your address provided on the Policy Declaration Page and with respect to:

i) Coastal waters of British Columbia not North of Skagway, Alaska (60 degrees North Latitude), and not South of Westport, Washington (47 degrees North Latitude), in any event not exceeding 200 miles offshore.

OR

ii) Coastal waters of Eastern Canada not North of Henley Harbour, Labrador (52 degrees North Latitude), and not South of Gloucester, Massachusetts (42.5 degrees North Latitude), in any event not exceeding 200 miles offshore.

Here is quick Map for visual reference: – Map of the trading limit

View/Download Map PDF

As long as the Marine Survey is conducted by an accredited Marine Surveyor – we can look to accept it.

Resources

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Get a Quote!

AC&D Insurance (British Columbia)
www.acdinsurance.com

InsureBC (British Columbia)
www.insurebc.ca

Easy Insure (British Columbia)
www.easyinsure.ca

Rand & Fowler Insurance (British Columbia)
www.rfinsure.com

Reframe Insurance (British Columbia)
www.reframeinsurance.ca

WM Beck Insurance (British Columbia)
www.wmbeck.com

Swift Insurance (Alberta)
www.swiftins.ca

First Foundation  (Alberta)
www.firstfoundation.ca

Lloyd Sadd (Alberta)
www.lloydsadd.com

JEM Insurance (Manitoba)
www.jeminsurance.ca

Winnipeg Insurance Brokers (Manitoba)
www.winnipeginsurancebrokers.com

Guild HMS (Manitoba)
www.guild.ca

HUB Smart Coverage (Ontario)
www.hubsmartcoverage.ca

If you can’t find your Beacon broker, call them directly or click here to search the broker list.