Complex Risks (formerly i3 Underwriting)

Tailored Risk Solutions for Unique Challenges

Fast, Flexible, and Fully Covered

Coverage for a Wide Range of Complex Property & Casualty Risks, Brought to you by SPG Canada

At SPG Canada, we understand that complex risks require more than standard coverage; they demand insight, strategy, and a deeply tailored approach. Our team works alongside brokers to identify exposures that go beyond a single department or policy, offering holistic insurance solutions that align with your client’s business goals. We understand the specific challenges these risks pose and provide solutions specifically designed to meet each client’s unique needs.
Our team serves risk types across SPG Canada’s industry verticals and often where a specialized focused on complex casualty requirements are needed.

Built for Brokers. Backed by Coverage That Goes Further.

Target Classes We Cover:

  • Manufacturing (wood, plastic, and heavy metal products – including U.S. and foreign revenues)

  • Wholesale operations

  • Contracting, such as:

  • General Trades

  • Civil Works

  • Utilities

  • Crane Services
  • Rail Services

  • Remediation

  • General Contractors

  • Oil & Gas Service Contractors

  • Utilities

  • Retail

  • Oil & Gas

  • Business & Professional Services, including:

  • Architects & Engineers

  • Medical Offices

  • Consultants

We may also consider:
  • Standalone and Package Placements

  • Standalone Umbrella and Excess Liability over numerous

Features:

  • Significant capacity for Commercial General Liability, Umbrella Liability and Excess Liability

  • Broad Commercial General Liability wording, including broad form completed operations

  • Blanket additional insured, blanket waiver of subrogation

  • Primary / non-contributory and sudden & accidental pollution

  • Umbrella and Excess Liability can be provided on a standalone basis if desired, with the ability to provide excess above most Commercial General Liability forms and automobile liability

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